Policy-English

CONSTITUTION OF UMMAH

Definition

Ummah Burial Services was established on 01/03/2012.
It was founded to deal with burial and funeral matters, and membership is open to anyone who meets the membership requirements.

Membership of Ummah Burial Services is only available to people living in the Midlands region.


ARTICLE 1: Name of the Organization and Address

Name: Ummah Wellbeing Services
Address: 12 Whitmore Road, Small Heath, Birmingham, B10 0NP


ARTICLE 2: Powers of the Organization

The powers of Ummah Cooperative are limited strictly to burial and funeral-related services and shall not engage in any activities that are outside Islamic practices.


ARTICLE 3: Membership

Who can become a member of Ummah Cooperative?

  • Any person who is ethnically Somali

  • A married couple where one of the spouses is Somali

  • A family consisting of father, mother, and their children, living at the same address and financially dependent on one another

  • Children who are working must register as individual members

  • A couple (father and mother) with no children

  • A single person aged 18 years or above

Requirements for Full Membership

To become a full member, the following conditions must be met:

  • The applicant must provide valid identification (ID) such as a passport or driving licence

  • Proof of address for the last three months, such as:

    • Utility bills

    • Council tax bill

    • Child benefit letter

  • Completion of the Ummah membership form and payment of the membership fee

A person who is seriously ill, housebound, or currently hospitalised cannot become a member until their health condition improves.

A person not residing in the UK cannot become a member.

A member who relocates elsewhere may continue their membership, provided that membership fees are paid regularly.

All applicants must read and understand Ummah’s rules before joining.

Anyone who applies online will become a full member 45 days after payment is made.


ARTICLE 4: Ummah Membership

(Details governed by the constitution and regulations of Ummah)


ARTICLE 5: Membership Fees

Large Family – £100 per year

Includes:

  • Parents and all their children living at the same address, including:

    • Working children

    • Non-working children

    • Children in education

    • Young children

Small Family – £70 per year

Includes:

  • Parents and their children living at the same address, including:

    • Children in education

    • Young children

Single Person – £50 per year

Additional Conditions

  • Ummah funds cannot be used for the burial of a non-member

  • Membership fees are non-refundable, even if a member withdraws

  • Membership fees may be used for organisational operations and burial services

  • Membership fees are not insurance payments

In the event of death, payments will be made directly to the burial service provider, if they have a bank account. Otherwise, payment will be made in the most lawful way permitted under UK law.


ARTICLE 6: Loss of Membership

1. A member may lose membership if:

  • They voluntarily withdraw from Ummah

  • Membership fees are not paid

  • False information is provided on the application form

  • The form is not completed and payment not made within 15 days

  • The member fails to respond to written communication or recorded messages

2. Membership Expiry

  • Members will be reminded four weeks before expiry

  • If payment is not made, an additional 15-day grace period will be given

  • Failure to pay after this period will result in loss of membership


ARTICLE 7: Requirements for the Bereaved Family

The bereaved family must provide:

  • Death certificate

  • Passport of the deceased

  • Proof of address for the deceased covering the last three months

If the deceased is a child, the family must provide evidence such as:

  • Child Benefit

  • Child Tax Credit

  • School, college, or university confirmation

If these documents are not provided, Ummah will not make any payment.

Additional Provisions

If the bereaved family is receiving government benefits, they must apply for Funeral Support Payment and refund Ummah any amount paid by Ummah once government assistance is received.

If a baby dies before birth, Ummah will only cover costs if the parent has been a member for at least three months.

Ummah will only cover burial costs within the UK, and only for deaths occurring in Birmingham.

If a member dies outside the UK, Ummah will not cover repatriation costs.

If a member dies in Asia, Africa, Europe, America, or Australia, Ummah will cover only the burial costs incurred at the place of death, provided the member has been part of Ummah for at least six (6) months. Otherwise, no costs will be covered.

Wherever death occurs, Ummah will only cover basic burial expenses, including:

  • Grave or burial plot

  • Transportation of the body

  • Shrouding and washing of the deceased

Any expenses beyond those listed above will not be covered by Ummah.